Business Insurance
With Jim Gilmore Agency’s business insurance, you’ll have peace of mind knowing you have a comprehensive, competitively-priced plan that will protect your business from day-to-day risks.
Our business insurance policies offer a full range of coverage, including property, liability, and crime, at competitive prices that reflect your exposure and experience.
We realize it’s challenging running a business in today’s economy. One of the primary challenges is managing your daily operations, which can take most of your time. Just spending a small amount of time with us to set up business insurance can help you safeguard your business from loss.
Our business insurance is designed to help you. We know your business is important to you and that's why we take the time to analyze your needs and provide customized coverage that is tailored to meet your specific business insurance needs.
Business Property Coverage
Our business insurance property coverage includes:
- Fire and lightning
- Windstorm and hail
- Explosion
- Sprinkler leakage
- Vandalism and malicious mischief
- Smoke
We can also offer coverage that will pay you for actual loss of net income and continuing operating expenses resulting from a covered loss. Expenses incurred to avoid or minimize the suspension of business and to continue operations can be covered as well.
Business Liability Coverage
It’s also important to safeguard your business from liability exposure. We can provide insurance against liability losses, such as:
- Premises and operations liability
- Advertising and personal injury
- Bodily injury/property damage
- Products and completed operations
- Medical payments
- Fire legal liability
- Host liquor liability
Additional Coverages
In addition to protecting your business property and providing for liability expenses, we can also help you with other business insurance needs.
We provide the following additional coverage:
- Commercial auto, which provides coverage for your company vehicles, including:
- Liability
- Comprehensive
- Collision
- Medical payments
- Hired auto
- Non-owned auto
- Uninsured/underinsured motorists
- Personal injury protection in states with"no-fault" laws
- Workers' Compensation, which provides coverage for your employees resulting from injury sustained while in your employment.
- Commercial umbrella, which provides additional liability limits over your underlying policies to cover catastrophic losses. In some circumstances, it also provides broader coverage than the underlying policies.
These are examples of available coverage. Your policy will be tailored to meet your specific business insurance needs.
